Payment Information

Our therapists are contracted with Commercial and Medicare insurance companies to provide

therapeutic services often at discounted rates, including traditional Medicare, Tricare, United Health Care, Blue Cross/Blue Shield, GHI, First Health, and others.  Clients who elect to use their insurance are responsible for any copayments at the time of service.  Personal checks or cash are the accepted forms of payment.   As a courtesy, we routinely check insurance  benefits for clients who wish to use their insurance.  The initial amount of copayment is based on verbal information from the insurance company, which is not always accurate.  Clients' ultimate responsibility is based on what the insurance company actually pays, which may be different from what they are quoted.  Any disputes about the amount of copayments owed are between the client and insurance company.

Clients may elect not to use insurance benefits, either because of wanting longer sessions than what their insurance company covers (typically 45 minutes verses 55-60 minutes), because of requesting other services not covered by their insurance company, or because  of preferences for greater privacy of their records.  The decision to use one's insurance benefits for psychological services brings with it a signed agreement that the insurance company may require access to any and all information contained in the record to aid in their decision to pay claims.